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One of the most common questions we receive is how the conveyancing process works. While every transaction differs slightly, most follow a similar journey.
Step 1: Instructing Your Conveyancing Solicitor
Once an offer has been accepted, or you decide to place your property on the market, you should instruct a conveyancing solicitor as soon as possible. Early instruction can help reduce delays later in the transaction.
Step 2: Reviewing Legal Documentation
The seller’s solicitor prepares the initial contract documentation, which is then reviewed by the buyer’s solicitor. This stage involves examining title documents and identifying any legal matters that require further investigation.
Step 3: Property Searches
Searches are carried out to uncover information that may not be immediately obvious when viewing the property. These commonly include local authority searches, environmental searches and drainage searches.
Step 4: Raising Enquiries
Any questions arising from the contract documentation or searches are raised with the seller’s solicitor. This stage helps clarify important details about the property before contracts are exchanged.
Step 5: Mortgage and Financial Arrangements
Where a mortgage is involved, your solicitor will work with your lender to ensure all legal requirements have been satisfied.
Step 6: Exchange of Contracts
Once all parties are satisfied and ready to proceed, contracts are exchanged. At this point, the transaction becomes legally binding.
Step 7: Completion
Completion is the day ownership officially transfers to the buyer and funds are transferred between parties. The buyer can then collect the keys and move into the property.
Step 8: Registration
Following completion, the new ownership details are registered with HM Land Registry.
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Property transactions do not always proceed without complications. Having experienced conveyancing solicitors acting on your behalf can help ensure issues are identified and managed effectively.
Property Chains
Chains can create delays if one transaction encounters difficulties. Our team works proactively with all parties involved to help keep matters moving and maintain communication throughout the process.
Leasehold Issues
Leasehold transactions often involve additional legal complexities. We carefully review lease terms and explain any obligations or concerns before you proceed.
Delays With Mortgage Lenders
Mortgage approvals and lender requirements can sometimes affect transaction timescales. We liaise with lenders where necessary and work to ensure legal requirements are addressed efficiently.
Missing Planning or Building Regulation Documentation
Property alterations do not always have the appropriate paperwork in place. Where documentation is missing, we investigate available options and advise on practical solutions.
Boundary and Access Disputes
Issues involving boundaries, rights of way or shared access arrangements can affect a property’s value and usability. We review title documentation carefully and explain any matters that require consideration.
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Most residential property transactions take between eight and sixteen weeks from instruction to completion.
However, timescales can vary depending on several factors, including:
- Property chains
- Mortgage approvals
- Search turnaround times
- Leasehold requirements
- Title issues
- Responses to enquiries
- Availability of documentation
While some factors are outside anyone’s control, early instruction and proactive legal support can often help reduce delays.
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Buyers should ideally instruct a conveyancing solicitor as soon as their offer has been accepted.
Sellers may benefit from instructing a solicitor before their property is marketed, allowing important documentation to be prepared in advance.
Early preparation often helps transactions progress more efficiently once a buyer or seller has been found.